Mobile banking features with Chase Mobile® App (2024)

Footnote1

Chase Mobile® app is available for select mobile devices. Message and data rates may apply.

Footnote2

Chase QuickDeposit℠ is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See Chase.com/QuickDeposit or the Chase Mobile® app for limitations, terms, conditions and details. Chase Mobile® app is available for select mobile devices. Chase QuickDeposit is compatible with iPhone and iPad devices with iOS 11.0 and above. For Android devices, we recommend a 4-megapixel rear-facing camera with auto focus for the best performance. Enroll on the Chase Mobile® app. Message and data rates may apply.

Footnote3

Enrollment in Zelle® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile app experience. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase Online℠. Limitations may apply. Message and data rates may apply.

Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursem*nt for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursem*nt for authorized payments you make using Zelle®, except for a limited reimbursem*nt program that applies for certain imposter scams where you sent money with Zelle®. This reimbursem*nt program is not required by law and may be modified or discontinued at any time.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Footnote4

Instant access to funds is available to recipients with an eligible, enrolled Chase account.

Footnote5

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time after purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made?” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Footnote6

Chase Offers: Merchants shown are for illustrative purposes only. Actual merchants and offers may vary.

Footnote7

Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Footnote8

This score planner resource does not guarantee you will reach your credit score goal even if you complete the recommended actions, as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore® 3.0 model and may not be the credit score model used by your lender or by Chase.

Footnote9

Autosave Text Message Program: Message and data rates may apply. Type HELP to 47357 or call 1-877-242-7372 for help. Reply STOP to 47357 to no longer receive Chase Autosave text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Footnote10

Commission-free online trades apply to trading in U.S.-listed stocks, exchange-traded funds (ETFs) and options. Options trades are subject to a $0.65 per-contract fee. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning certain investments, including mutual funds and ETFs. Offer terms and pricing are subject to change and/or termination. Other fees and restrictions (including account types) apply. See chase.com/online-investing-pricing for terms and conditions.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

Chase Pay Over Time Fee: The Chase Pay Over Time Fee for plans set up after purchase is up to 1.72% of the amount of each eligible purchase transaction or amount selected to create a Pay Over Time plan. The Pay Over Time Fee will be determined at the time each Pay Over Time plan is created and will remain the same until the Pay Over Time plan balance is paid in full. The Pay Over Time Fee is based on the amount of each purchase transaction selected to create the plan, the number of billing periods you choose to pay the balance in full, and other factors.

INVESTMENT AND INSURANCE PRODUCTS ARE:

  • NOT FDIC INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Apple, the Apple logo and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google Inc.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Mobile banking features with Chase Mobile® App (2024)

FAQs

What can you do with the Chase Mobile app? ›

You can approve and send payments, make exception decisions, adjust user entitlements and more all from your smartphone or tablet. Download the Chase Mobile app today to pay bills, manage accounts and transfer money.

What are the features of Chase online banking? ›

Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback.

What are the features of mobile banking? ›

It enables customers to check their bank account balance, conduct online transactions, transfer funds, pay bills, etc., without visiting banks. Customers use m-banking through SMS, unstructured supplementary service data (USSD), or an application (app) provided by the bank installed on their mobile device.

What is the difference between mobile app and mobile banking? ›

Mobile banking requires the internet to be connected to your mobile device in order to manage your finances. A mobile banking app usually allows you to access similar, (although sometimes slightly fewer), features that you would find when online banking, but it must be done on a smartphone or tablet.

Is the Chase Bank mobile app good? ›

The case app is amazing, it make it super easy to do all your banking and transfers also has tool to raise your credit. Love signing in and keep track of my banking, making payment and so much more. This app is user friendly and that is so important. I love that it keeps me posted with all transactions accurately.

How does Chase banking app work? ›

The Chase Mobile® app supports Apple's Touch ID® and Face ID® or Android's Fingerprint Login for quick and secure account access. Chase QuickDeposit℠ security: This unique feature lets you safely and securely deposit checks to your account using your mobile phone.

How does mobile banking work? ›

Mobile banking is the act of making financial transactions on a mobile device (cell phone, tablet, etc.). This activity can be as simple as a bank sending fraud or usage activity to a client's cell phone or as complex as a client paying bills or sending money abroad.

What are the perks of being with Chase bank? ›

Here's how:
  • No fees to deposit or cash checks. Deposit checks 24/7 with the Chase Mobile® app and cash checks with no fees at any Chase branch. ...
  • No fees for money orders or cashier's checks. Why pay fees when you don't have to? ...
  • No fees to pay bills. ...
  • No fees to send or receive money. ...
  • No fees to use Chase ATMs or branches.

What other services does Chase offer? ›

We're proud to serve millions of people with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing.

What is the difference between mobile banking and online banking? ›

The biggest difference between the two is their functionality. Internet Banking allows you to conduct online transactions through your PC or laptop and an internet connection. On the other hand, mobile banking can be done with or without internet. Many banks nowadays have their mobile apps for mobile banking.

What are 2 advantages of mobile banking? ›

Advantages of mobile banking
  • Accessing the bank 24/7. ...
  • Making it easier to save. ...
  • Paying IOUs. ...
  • Strengthening security. ...
  • Offering clarity about where your financial data is going. ...
  • Tracking expenses. ...
  • Giving you tailored options.
Feb 7, 2024

How can I use the mobile banking app? ›

You need to activate the app by following a few steps. Some banks allow the customer to set a mobile banking PIN, while others send a default MPIN as an SMS. The mobile banking PIN must be entered each time you wish to access the mobile banking services.

Should I use a mobile banking app? ›

You should only download a banking app from your bank's website to ensure you're using the correct one. Unprotected Wi-Fi networks: If you're using free Wi-Fi at a cafe, airport or any other public location, you're putting yourself at risk. Hackers can tap into these networks and access your devices.

What can you not do with online banking? ›

In addition, routine services such as notarization and bank signature guarantee are not available online. These services are required for many financial and legal transactions.

Which is safer online banking or mobile app? ›

Most banking apps offer a bevy of features meant to protect your sensitive information and identity that traditional banking websites might not. Some of these cybersecurity measures include: Encryption: Most mobile banking apps encrypt, aka disguise, sensitive data like login information and bank statements.

Can I pay for things using Chase app? ›

Chase Digital Payments

Use your Chase Visa® and Mastercard® across a variety of devices to quickly and securely make purchases – all while still receiving the same great services and benefits Chase provides.

Can I withdraw money using my Chase app? ›

Here's how: Sign in to your Chase Mobile App. Swipe left on the checking or savings account you'd like to make a withdrawal from and tap the More Options button. Choose Schedule ATM Withdrawal and click an amount to withdraw.

How do I get money from Chase app? ›

You can also withdraw money online:
  1. Log into your Cash App account at cash.app/account.
  2. On the left, click Money.
  3. Click Withdraw under your Cash Balance.
  4. Choose or enter an amount and click Continue.
  5. Select your bank account and transfer speed.

How to see spending on Chase app? ›

Here's how:
  1. Sign in to your Chase Mobile® app.
  2. Choose a checking or credit card account.
  3. Swipe up and tap on our spending and budgeting tool.
  4. Explore your spending summary to see where you spend and where you can save.
  5. Then tap the budget tab to create a new budget.
  6. To create a budget, add your income and saving target.

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